1.CORPORATE PROTECTION PLANNING
2.BUSINESS SURVIVE & CONTINUITY
3.NRI FINANCIAL PLANNING
4.RESPECT IN OLD AGE
5.NAME & FAME PLAN
6.CHARITY
7.LEGACY FOR FAMILY
8.GOAL PRIORITIZING
9.LOSS OF PROFIT
KNOW MORE ABOUT OUR SERVICE
Team Manas Behera,
The financial planner team Manas Behera is knowledgeable in creating customized plans to help people to achieve their financial goals in the near future as per their wants & needs. We serve people of their doorstep and proposal touch to all the service provided by the team time to time and finally the settlement all of the Claims Like, Money Back, Maturity, Death Claim, Health Claim (Mediclaim) and so on last 25 years. Some Special Services Provided by our team like Nominee, Address Change, Emergency Fund, Revive of Lapse Policy, Assigning, Policy transfer. Our present portfolio 350 Cr. plus & our business presence in USA, China, Canada, Bahrain, Dubai, Singapore, Germany ,Indonesia ,U.K ,Mexico, Kuwaiti, Nepal & having expertise for the last 25 years.
Mr. Manas Ranjan Behera
Mr. Sudarshan Barik
Mrs. Amrapali Gaikwad
Mrs. Krupa Naik
Our Others Social Activities
Why Life Insurance & Benefits ?
People do not buy we sale their,but they do not know exactly how it works:-
Only two things this is there: If they survive, get maturity & die their family get to claim nothing else so both sides it works.
Known amount at known time or known amount at unknown time both are ok.
- Tax Saving
- No TDS on maturity or claim
- Peace of mind
- Create respect in society
- Replacement income
- Emergency fund with nominal,interest
Life Insurance and Real Estate
The relationship between Life Insurance and Real Estate investment can be best described as the Thai Expression “same same, but different”. The key difference here is, that while you have to wait until the last EMI is paid on a home loan or to a builder to receive the formal possession of the asset in our name, for life insurance, the sum assured amount belongs to you from the very moment the first premium is paid and you are the owner the asset which is guaranteed to be paid to you or your nominee on the occurrence of the insured event’s-maturity or untimely death. Second, a life insurance policy is a tax-free financial asset, whereas real estate investment is not as liquid and the gains are taxable. When investing in real estate, we are compelled to exercise due caution, and appropriate legal advice and run myriad checks to safeguard our interest
Life Insurance vs Mutual Fund
Life Insurance secures our family’s future financial stability in our absence. Mutual Funds are an investment tool that enhances our wealth through market-linked investments, we are not sure about the future investment scenario. As per my knowledge first, secure our family then take the risk.
Life Insurance
An insurance policy assures that your nominees are thoroughly secured in the event of unexpected situations in your life. Once you buy a life insurance policy, the insurance companies are bound to pay the full sum assured if you pass away during the term. The Difference Life Insurance
A protection scheme that secures the future financial stability of our family in our absence. A requisite part of our financial portfolio that safeguards the financial future of our dependent.
Involve low risk as compared to mutual funds and it offers a guaranteed death benefit.
Low return because of zero guarantees of returns.
Mutual Funds
An investment tool that enhances our wealth through market-linked investments.
A rewarding investment that helps our long-term financial goals.
Involves high risk as it does not guarantee returns and comes with no death benefits.
High returns due to diversification of funds.
Is Saving Better Than Life Insurance
First of all, life insurance is not just for people who are going to die soon. Life Insurance can be a very important safety net for our family during our death.
For example, if we have young children, life insurance can help ensure that they are taken care of financially if something happens to us. Secondly, life insurance can be quite affordable. Of course, Life Insurance costs depend on several factors, including age, and health. However, if you’re healthy and young, you may be surprised at how affordable life insurance can be. On the other hand, whole life insurance has a cash value component that grows at a guaranteed rate. This means that your money will always keep up with inflation, no matter the interest rate.
What is Next?
So, what is the better option? It depends on your circumstances. However, Life Insurance may be the better choice if you are looking for financial protection for your family. Take some time to compare saving money vs. buying life insurance and make the best decision for you and your family. You may be surprised at how affordable life insurance can be and how much peace of mind it can provide. If you are not sure where to start, our team of experts can help. Contact us today, and we ‘ll be happy to answer any of your questions.
